2024-Framebridge-Benefit Guide

WELCOME

Table of Contents BenefitsVIP ® ......................... 3 Medical Benefits ................... 4 Health Savings Account......... 5 Medical Benefits Information ........................ 6 - 8 Medical Terminology ............. 9 Dental Benefits.................... 10 Dental Benefits Information ......................... 11 Vision Benefits .................... 12 Vision Benefits Information ......................... 13 Ancillary Benefits Life/AD&D ........................ 14 Voluntary Life/AD&D ......... 15 Short & Long Term Disability ................. 16 Employee Assistance Program .......................... 17 Mutual of Omaha Extras.............................. 18 Commuter Benefits ............. 19 Pet Insurance ..................... 20 401(k)Retirement Plan ......... 21 Company Contribution Plan . 22 How the Plans Compare...... 23 Additonal Benefits & Perks... 24 Annual Notices............... 25 - 26

Dear Framebridge Team Member:

Framebridge cares about the health and well-being of you and your family, and we are dedicated to providing you with a comprehensive benefits package. We understand that healthcare costs have risen, but we are committed to making sure you have access to affordable benefits. As an employee, you are eligible for a variety of valuable benefits such as health insurance, dental and vision benefits, and a health savings account. Framebridge is also pleased to provide employer-paid life, AD&D, short-term disability, and long-term disability insurance to all eligible employees, as well as access to optional employee-paid benefits including life, and AD&D insurance, pet insurance, and commuter benefits. Employees have 30 days from hire to enroll in benefits. Your insurance coverage starts on day one. Framebridge is also proud to offer two retirement plans to help employees save for retirement. Employees can enroll in a 401k plan with options for pre-tax, after-tax, and Roth contributions. Eligible employees will also be automatically enrolled in The Company Contribution Plan, which is funded with company contributions to help employees save for retirement. Framebridge is very proud to present this benefits guide to you, and we are confident that you will find it useful and insightful. This guide provides you with information on the generous benefits options that Framebridge offers to its employees.

Please take time to review this benefit guide carefully. If you have questions regarding any of the information presented or require additional information, please contact the People & Culture team.

Sincerely,

Framebridge

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