2024-Framebridge-Benefit Guide

THE COMPANY CONTRIBUTION PLAN

We’re always looking for the best ways to support you. That’s why we’re excited about the Company Contribution Plan. It’s our plan to help you save for the future— no questions asked. By which we mean, we’ll contribute to the Company Contribution Plan for your retirement even if you decide not to contribute to the 401(k) (though we think you should, and doing so could go a long way toward helping you reach your retirement goals!). This account is only for Company contributions. (But you can — and should — contribute to your 401(k).) And even better? You don’t need to take any action to get this contribution. That’s right. This is not a Company match —it’s a no -questions-asked contribution to your retirement. Which we think is pretty cool. • All Company contributions to your retirement will go into your Company Contribution Plan Account. You do not need to take any action — you'll be automatically enrolled in this plan. • Framebridge will make an employer contribution of 6% to your pension account based on eligible annual compensation. • The Company contribution isn’t dependent on what you save in the 401(k), like a 401(k) match is. Meaning if you need to change your 401(k) contribution amount, the amount deposited on your behalf to the Company Contribution Plan won’t be impacted. HERE’S WHAT YOU NEED TO KNOW:

• Company contributions will be credited monthly.

• If eligible, you immediately qualify for the company contribution benefit. You do not need to take any action to have this account.

• You will be vested in the account after one year of employment. If you’re already vested in the Cash Balance Plan, you’re immediately vested in the Company Contribution Plan. Once again, no action is required.

• The Company Contribution Plan isn’t dependent on the financial markets to grow. And your balance won’t be impacted by downturns in the economy.

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