Benefit Guide - Circles

LIFE INSURANCE BENEFITS

Your family depends on you in many ways and you ’ ve worked hard to ensure their financial security. But if something happened to you, would your family be protected? Would your loved ones be able to stay in their home, pay bills, and prepare for the future? Life insurance provides a financial benefit that your family can depend on.

One Step Up pays the entire cost of Basic Life Insurance and Basic AD&D for you and you are automatically enrolled upon meeting eligibility.

TYPE

AVAILABLE COVERAGE

Basic Life

1x Base salary up to $300,000

Basic AD&D

1x Base salary up to $300,000

GLOSSARY • Life Benefit: A policy that pays a beneficiary a specified death benefit amount when the insured dies. • AD&D Benefit: This is paid, in addition to the life benefit, if you die in a covered accident. It also pays if you suffer a covered dismemberment. • Conversion: All or some of your term insurance is converted into a permanent life insurance policy.

For additional information, please refer to your detailed plan summary. In the event of a discrepancy, the carrier Plan Document shall prevail.

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QUESTIONS? Call BenefitsVIP at 866.286.5354