Benefit Guide - People

DENTAL BENEFITS INFORMATION

Hunter Strategy offers two Dental PPO Plans. Each plan offers you the flexibility to visit any dentist, but you ’ ll save money when you visit a dentist in your plan network. After you meet the annual deductible, the plan pays a percentage of covered expenses until you reach the annual maximum benefit limit.

ORAL HEALTH REWARDS PROGRAM Regular visits to the dentist can help prevent and detect the early signs of serious diseases.

Guardian ’ s Maximum Rollover Oral Health Rewards Program encourages and rewards member who visit the dentist, by rolling over part of your unused annual maximum into a Maximum Rollover Account (MRA). This can be used in future years if your plan ’ s annual maximum is reached. HOW MAXIMUM ROLLOVER WORKS Depending on your plan ’ s annual maximum, if claims made for a certain year don ’ t reach a specified threshold, then the set maximum rollover amount can be rolled over.

You can view your annual MRA Statement detailing your account and those of your dependents on www.GuardianAnytime.com .

HOW TO LOOK UP A NETWORK PROVIDERS ONLINE Guardian ’ s innovative web technology lets you look up a provider right from your computer. Our Find a Provider Search function is simple and easy - to - use. Just follow these steps:

Visit Guardian ’ s web page at www.GuardianAnytime.com • Click on “ Find A Provider ” at the top of the page

• Click on the box that says “ Find a Dentist ” On the next web page, do the following:

• Under “ Select Your Dental Plan ” Choose Managed Dental Care DMO or PPO • Under “ Search by ” click the circle next to “ Location & Dentist ’ s Name ” • Under “ Your Location ”, enter Zip Code or Street Address information • Under “ Distance ” select you mile radius, then “ Select your Dental Network ” Note: You also have the option to include type of Dentist, foreign language spoken, and office status in your search • Click “ Continue ” to view the list of network providers

You can also find a dentist on the go from your smart phone. Simply download our app at www.GuardianAnytime.com/mobile .

Watch our video Learn how dental insurance

can protect your long - term health.

For additional plan information, please refer to your detailed plan design. In the event of a discrepancy, the carrier Plan Document shall prevail.

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