Benefit Guide - Stripes

VOLUNTARY BENEFITS

LEGALSHIELD + IDSHIELD DUAL PLAN

Credit Counseling and Education Available exclusively to those with both a LegalShield and IDShield Membership, our Identity Theft Specialists will provide one-on-one education to help you understand your valuable credit rating and actions that are likely to have an impact on your credit score. Additionally, your provider law firm can offer legal consultation on the laws surrounding credit scores and lending as well as draft letters on your behalf and review documents up to 15 pages.

Receive counseling on: • Debt management. • Financial budgeting.

• Actions that impact your credit rating. • Reducing exposure to identity theft. • Avoiding scams. • Understanding credit ratings and score. • How credit scores influence loans and interest rates. • Causes of credit score changes. • How collections and inquiries affect credit reports. • Reviewing suspicious activity. • How to build credit. • Home buying coaching. • Mortgage education. • Creating a Budget. • Spending Habits. • How debt settlement affects credit score. • Understanding credit card APR.

PER PAYROLL PERIOD RATES (26)

PLAN

LEGAL + INDIVIDUAL IDSHIELD

LEGAL + FAMILY IDSHIELD

LegalShield

$10.13

$10.13

IDShield

$5.98

$10.59

Dual Plan

$16.11

$19.34

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QUESTIONS? Call Answers@benefitsvip.com at 866.286.5354