CPC - 4.2026 Benefits Guide

WELCOME

CPC takes pride in offering a comprehensive employee benefits program that meets our employees ’ evolving needs and ensures a level of security and protection. We recognize the important role employee benefits play as a critical component of your overall compensation and will continue to target the best quality benefit plans for you and your family. It is Open Enrollment time - the annual period when our insurance carriers issue new rates and allow changes to be made in the plan designs and employee elections. After an extensive analysis of the HIP renewal and plan options, CPC has decided to remain with HIP and Guardian. CPC will continue to offer two plans. The low/base plan, HIP HMO with the Select Network (HIP Select) and the “ buy - up/ high ” plan, HIP HMO with the Prime Network (HIP Prime) The Guardian Dental plan will continue to be offered without any changes. Details of the plans are illustrated on the following pages. The benefit elections you make during Open Enrollment will remain in effect from April 1, 2026 through March 31, 2027. You will not be able to make changes to your elections during the plan year unless there is a change in your family status (e.g. marriage, divorce, death of spouse or child, birth or adoption of a child, and termination of employment of spouse). Make the choices that are best for your and your family.

TABLE OF CONTENTS

Advocacy

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Medical Benefits

4

Medical Resources

5

Dental Benefits

6

Paycom

7

Insurance Glossary

8 - 9

Voluntary Benefits

10 - 11

Disclosures

12 - 13

Please contact BenefitsVIP or Human Resources with any questions.

This guide provides a general overview of your benefit choices to help you select the coverage that is right for you. Every effort has been made to ensure the accuracy of the information presented. However in the event of any discrepancies, your actual coverage will be determined by the legal plan documents that govern the respective coverage.

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QUESTIONS? Call BenefitsVIP at 866.293.9736