JC - 2024 Employee Benefits Guide - (FINAL 11.28.2023) SPR

BENEFIT

LONG TERM DISABILITY

Benefit Percentage

60% of pre-disability monthly earnings

Definition of Disability

2 year own occupation

Maximum Monthly Benefit

$5,000

Elimination Period

180 days

Maximum Benefit Duration

Social Security Retirement Age

Pre-existing Conditions Limitations

3/12*

For additional information, please refer to your detailed plan summary. In the event of a discrepancy, the carrier Plan Document shall prevail.

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