LM_SW_Benefits Guide 2024

Open Enrollment Information

TABLE OF CONTENTS Open Enrollment Information......... 2 Welcome ........................................ 3 Dependent Eligibility ...................... 4 Medical Benefits.......................... 5-6 Health Savings Account .............. 7-8 Virtual Care and One Guide ® ......... 9 Medical Contributions ................... 10 Dental Benefits............................. 11 Vision Plan ................................... 12 Dental & Vision Contributions ....... 13 Flexible Spending Accounts......... 14 Term and Optional Life and AD&D........................................ 15 Long Term Disability ..................... 16 Optional Life and LTD Contributions ............................. 17 Pet Insurance ............................... 18 Advocacy, Support & Information ................................ 19 Employee Assistance Program.... 20 Decade of Wellness ..................... 21 Glossary of Terms........................ 22 Annual Notices ........................ 23-25

WHAT IS OPEN ENROLLMENT? Open Enrollment takes place once a year allowing you to enroll in and/or make changes to your medical, dental, vision, term life insurance, AD&D, FSA, LPFSA, DCFSA and LTD benefit options for the next plan year. The 2024 OPEN ENROLLMENT period will be held from November 13 to November 27, 2023. This year’s Open Enrollment will be an ACTIVE enrollment for medical insurance plans • This means you MUST enter the ADP portal to RE-ELECT your medical insurance benefit choice. You may also make new plan elections and add or remove dependents from any of your other coverage. The Full Purpose (FSA) or Limited Purpose Flexible Spending Accounts (LPFSA), Dependent Care (DCFSA) reset to zero each year. You MUST re-enroll for these accounts for 2024. HOW DO I MAKE ELECTIONS/CHANGES DURING OPEN ENROLLMENT? Elections/changes are made on the employee self-service portal accessible through the ADP website workforcenow.adp.com. Once you enter the portal, click the open enrollment quick link which directs you to the election pages. If you have not registered on the portal, have difficulty doing so, or have any questions, contact Kassie Brito at 914.696.9344 or email openenrollment@lindenmeyr.com. CAN I MAKE CHANGES AFTER THE OPEN ENROLLMENT PERIOD? Changes after open enrollment can be made if you experience a qualified life event. WHAT IS A QUALIFIED LIFE EVENT (QLE)? An event outside the open enrollment period that allows you to make a change to your benefit coverage including but not limited to: • Marriage or divorce • Birth or adoption of a child • Commencement of a qualified medical support order for a child • Death of a spouse or child • An employment status change for you or your spouse • Medicare or Medicaid eligibility Changes due to a QLE must be made within 30 days of the event. You may be required to provide documents validating the QLE.

Preventive Health Care ................ 26

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QUESTIONS? Call BenefitsVIP ® at 866.286.5354