MMFS Employee Benefits Guide 2022

DISABILITY BENEFITS

SHORT TERM DISABILITY (NYDBL) DBL benefits can protect you in the event of a disabling accident or sickness. DBL will provide income replacement of 50% of your weekly earnings to a maximum benefit of $170 for 26 weeks. Benefits begin on the 8th calendar day for injury or illness. PAID FAMILY LEAVE (NYPFL) NY Paid Family Leave is an employee-funded benefit that provides income and job protection for you while you care for a sick family member, bond with a newborn or adopted child, or to assist loved ones when a family member is deployed abroad on active military service. The maximum benefit is capped at 60% of the current Average NY State Weekly Wage, benefits increase through 2021. LONG TERM DISABILITY (LTD) MMFS provides eligible employees with long term disability (LTD) insurance for extended disability periods beyond 180 days. Approved disability claims will provide income replacement of the lesser of 60 % of your monthly earnings to a maximum benefit of $10,000.

BENEFIT

NYPFL

NYDBL

LTD

67% of weekly earnings

50% of weekly earnings

60% of Pre-disability earnings

Benefit Percentage

Monthly Maximum Benefit

$971.61

$170

$10,000

0 days

7 days

180 days

Elimination Period

12 weeks

26 weeks

SSNRA

Maximum Duration of Benefit

To determine whether you are eligible for these disability benefits, please refer to the employment policy manual.

QUESTIONS? Call BenefitsVIP at 866.286.5354