MMFS Employee Benefits Guide 2022

Table of Contents

Mary McDowell Friends School (MMFS) is pleased to introduce our employee benefits plan offerings for the 2021-22 school year.

MMFS will continue to partner with Oxford for our medical benefits and Guardian for our vision, dental, disability, and life & AD&D benefits in the upcoming plan year. Elections made during your enrollment period will be effective September 1, 2021 through August 31, 2022. Any changes you wish to make outside the new hire or open enrollment periods will require a qualifying life event. You have 30 days from a qualifying life event to make changes to your coverage. Some examples of qualifying events include, but are not limited to:

Welcome Letter 2

Enrollment Instructions 3

BenefitsVIP 4

Medical Benefits 5

H.S.A. Benefits 7

 Loss or gain of coverage through your spouse  Loss of eligibility for a covered dependent  Death of your covered spouse or child  Birth or adoption of a child  Marriage, divorce or legal separation  Switch from part-time to full-time employment

Dental Benefits 9

Vision Benefits 11

Parking & Transit Benefits 12

F.S.A. Benefits 13

Eligible individuals include employees working 24 hours weekly or more, their spouses (same and opposite sex), their domestic partners (same and opposite sex) and their dependent(s) up to the age of 26.

Employee Contributions 15

Life and AD&D Benefits 16

Employee Assistance Program 17

Disability Benefits 18

Voluntary Benefits 19

Additional Benefits 20

Carrier Contact Information 22

Annual Notices 24

QUESTIONS? Call BenefitsVIP at 866.286.5354