PR - 4.2024 Employee Benefits Guide (FINAL)

At Party Rental, we know how important it is to have good, affordable health insurance. We offer competitive benefits that can provide protection, peace of mind and savings. Benefits elected at this time will be in effect from April 1, 2024 through March 31, 2025.

2024 OPEN ENROLLMENT

WHAT’S CHANGING? x Your medical and dental payroll deductions will slightly change. x There will be a few medical plan design improvements to our two medical plans. x Our dental plan carrier will change from MetLife to United HealthCare.

WHAT’S STAYING THE SAME? x We are not changing our Flexible Spending Account carrier nor our Voluntary Life/AD&D and Disability carrier. IMPORTANT NOTICE: x The medical and dental deductibles and out of pocket maximums will continue to refresh each January 1st. x Flexible Spending Accounts' enrollment will also remain on a calendar year basis. We will have a separate open enrollment for the FSA in the Fall of 2024 so at this time, you will not be able to enroll or make changes to the FSA. Open enrollment will take place from March 13th - March 20th, This will be a passive enrollment for medical, dental, and vision. The benefit and you are enrolled in as of today will be carried forward to April 1, 2024, unless you make changes to election. This guide provides a general overview of your benefit choices to help you select the coverage that is right for you. Every effort has been made to ensure the accuracy of the information presented. However in the event of any discrepancies, your actual coverage will be determined by the legal plan documents that govern the respective coverage. Meaning, your medical and dental deductible will reset again on January 1, 2025. x The dental benefit annual maximum will also reset again on January 1, 2025

Contents Employee Eligibility

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Benefit Information 4 Enrollment Procedure 5 Medical Benefits 6-7 Medical Benefits Information 8 Medical Virtual Care 9 Oxford Extras 10-11 Dental Benefits 12-13 Vision Benefits 14 Employee Contributions 15 Flexible Spending Account 16-17 Voluntary Life & AD&D 18 Short-Term Disability 19 Long-Term Disability 19 Qualified Transportation Expense 20 Carrier Contacts 21 Advocacy 22 Retirement Benefits 23 Company Policies 24-27 Glossary 28-29 Annual Notices 30-31

If you have any questions, contact out dedicated BenefitsVIP Team.

QUESTIONS? Call Bene fi tsVIP at 866.293.9736

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