CPC - 4.2026 Benefits Guide

VOLUNTARY BENEFITS

GROUP WHOLE LIFE INSURANCE Whole life ensures a guaranteed death benefit, which means that your loved ones will receive a lump sum of money regardless of how long you live. With whole life, the policy builds cash value over time that can be used to help you pay for college, supplement your retirement income, or for emergencies.

Group Whole Life Advantages

Available with no medical exams. Applying for coverage is easy - simply answer a couple of questions to determine eligible

Whole Life Protects you over your entire lifetime.

It ’ s portable - you can take it with you even if you leave the company.

Whole Life offers guaranteed coverage with fixed premiums that can ’ t increase due to age or change in health.

Whole Life provides convenient access to cash value for any reason.

Whole life has a potential for dividends that can be used to purchase additional coverage and help build cash value.

Chronic Care Benefit Ability to receive an advanced, or acceleration, of a portion of the death benefit, paid in a lump sum. This can help reduce financial stress if the insured becomes Chronically Ill

For more information contact: Michael Pugliese Cell: 516.972.7980 Email: mpugliese@LegacyAdvisorsFG.com

For additional information, please refer to your detailed plan summary. In the event of a discrepancy, the carrier Plan Document shall prevail.

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QUESTIONS? Call BenefitsVIP at 866.293.9736