CPC - 4.2026 Benefits Guide

VOLUNTARY BENEFITS

• CPC offers Short Term Disability, Cancer and Accident coverage through Aflac. • These plans are 100% employee contributory plans; deductions are taken either pre– or post - tax (depending on plan type) each pay cycle and submitted to Aflac on the employee ’ s behalf. • This coverage is portable - this means that in the event you leave CPC your coverage will not end. You can make payments directly to Aflac if you wish to continue to receive the benefit of these plans. • Employees can select Aflac coverage during their new hire eligibility period or during open enrollment. If you wish to receive additional information on Aflac coverage, please contact Human Resources and request that Aflac information be sent to you.

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• Disability Insurance – provides income replacement to help make ends meet if employees are unable to work due to a covered injury or sickness. • Accident Insurance – helps offset the unexpected medical expenses, such as deductibles and copayments that can result from a fracture, dislocation, or other covered accidental injury. • Cancer Insurance – helps offset the out - of - pocket medical and indirect, non - medical expenses related to cancer that most medical plans don ’ t cover. This coverage also provides a benefit for specified cancer screening tests. Also available with this plan is a rider to offer similar benefits as the result of a heart attack, stroke, end stage kidney failure or sudden cardiac arrest. • Hospital Confinement insurance: - provides coverage in the form of a fixed benefit during periods of hospitalization or care resulting from Sickness or Injury.

• Benefits are paid directly to you, unless you specify otherwise, to use as you see fit. • With most plans, you can continue coverage with no increase in premium when you retire or change jobs. • Most plans pay benefits regardless of any other insurance you may have with other insurance companies. • Most plans offer coverage for your spouse, domestic partner and dependent children.

For more information, please contact: Christine Walsh, Aflac NY Mobile: 516.459.9730 Fax: 516.621.0620 Email: Christine_walsh@us.aflac.com

For additional information, please refer to your detailed plan summary. In the event of a discrepancy, the carrier Plan Document shall prevail.

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QUESTIONS? Call BenefitsVIP at 866.293.9736